Scam index
Find the scam you are dealing with.
Search by keyword, filter by category or risk level, and open any scam to see the full breakdown — warning signs, what to do, and where to report it.
Zelle unauthorized transfer alert scam
A fake fraud alert warns of an unauthorized Zelle transfer from your account, directing you to call a number or click a link that connects you to a scammer posing as bank support.
Do not respond to fraud alert texts — call your bank directly using the official number on your card or bank statement.
Bank customers
U.S.
cashier's check fraud
Scammers produce convincing counterfeit cashier's checks that initially pass bank verification but are later returned as fraudulent.
Call the issuing bank directly using a number from their official website to verify any cashier's check.
Sellers
U.S.
screen-sharing bank access trap scam
Scammers use screen-sharing during fake tech support sessions to watch victims log into bank accounts, then take control to transfer money.
Never log into financial accounts during any screen-sharing session initiated by an incoming caller
Older adults
U.S.
bank fraud department impersonation scam
A caller or texter claims to be from your bank's fraud department, warns about suspicious transactions, and convinces you to share account details or transfer money to a 'safe' account.
Hang up and call your bank directly using the number on the back of your card or on your bank's official website.
Account holders
U.S.
Zelle bank impersonator transfer scam
Scammers call or text pretending to be your bank's fraud department, warn of a suspicious Zelle transaction, then guide you through sending money to yourself at a number they control — actually transferring funds to the scammer.
Hang up and call your bank directly using the number on the back of your debit card — never trust the number on an incoming call.
Bank customers
U.S.
fake bank failure news scam
False news reports claim that a major bank is failing or freezing accounts, causing panic and driving victims to phishing sites where they enter banking credentials trying to check their accounts.
Check financial news from reputable sources like Reuters, Bloomberg, or the FDIC at fdic.gov before reacting.
Bank customers
U.S.
fake company bankruptcy news scam
False reports about major companies filing for bankruptcy are spread to manipulate stock prices or drive traffic to phishing sites targeting the company's customers.
Verify company financial news through SEC filings at sec.gov/edgar, the company's investor relations page, or established financial media.
Investors
U.S.
Bank verification text phishing scam
A text message claims a suspicious bank event happened and pushes the victim to a fake login page before they stop to verify the sender.
Do not tap the link from the text.
Mobile banking users
Global
fake banking app scam
Fraudsters create counterfeit banking apps that mimic real banks to steal login credentials, account numbers, and personal information from unsuspecting users.
Download banking apps only from links on your bank official website or by searching the official app store directly
Smartphone users
U.S.
student bank account offer scam
Scammers offer students new bank accounts with large sign-up bonuses, then use the accounts as money mule conduits for laundering stolen funds, making the student criminally liable.
Never allow anyone else to use your bank account or open an account at someone else's request.
College students
U.S.
Refund specialist recovery scam
A victim of bank transfer fraud is told a refund specialist can reverse the payment for a consultancy fee.
Work with your bank and official complaint channels, not unsolicited specialists.
Fraud victims
Global
Chargeback specialist fee scam
A recovery service promises to reverse payments through insider banking knowledge, but asks for an upfront fee and sensitive transaction data first.
Open disputes directly with your bank or payment provider instead of paying a middleman first.
Fraud victims
Global
joint account manipulation targeting elderly
A family member or associate convinces an elderly person to add them to a bank account for convenience, then uses that access to drain funds without the elder's consent.
Set up account alerts and spending thresholds with the bank to monitor joint account activity.
Seniors
U.S.
AI voice clone customer service scam
Criminals use AI voice cloning to impersonate customer service representatives from banks and tech companies, tricking victims into revealing account credentials or authorizing fraudulent transactions.
Hang up and call your bank directly using the number on the back of your card or on their official website.
Bank customers
U.S.
vendor invoice payment redirect scam
Scammers impersonate a trusted vendor and send a fake notice that banking details have changed, diverting legitimate invoice payments to a fraudulent account.
Always verify bank account change requests by calling the vendor at a number from your existing records
Accounts payable teams
Global
Travel booking message hijack scam
A traveler receives a realistic property or booking message that requests off-platform payment, identity verification, or a new deposit.
Keep all communication and payment inside the booking platform.
Travelers
Europe
veteran and military charity scam
Fraudulent organizations use names similar to legitimate veteran charities to solicit donations, with most or all funds going to the operators rather than veterans.
Verify veteran charities on Charity Navigator or the BBB Wise Giving Alliance before donating
Donors
U.S.
fake Red Cross donation scam
Scammers impersonate the American Red Cross after disasters, soliciting donations through fake websites, phone calls, and social media that divert funds from legitimate relief efforts.
Donate to the Red Cross only through redcross.org (US), redcross.ca (Canada), or redcross.org.uk (UK).
Donors
U.S.
One-time passcode support call scam
A fake support agent says they are stopping suspicious activity and needs the latest one-time passcode to secure the account.
Never read one-time codes to inbound callers.
Bank users
Global
mortgage payoff redirect scam
Scammers intercept mortgage payoff communications and redirect the final payment to a fraudulent account, stealing the homeowner's entire remaining mortgage balance.
Verify mortgage payoff wire instructions by calling the lender directly at the number on your mortgage statement.
Homebuyers
U.S.
HUD housing grant scam
Scammers impersonate HUD or local housing authorities, offering grants for home purchases or repairs in exchange for upfront fees or personal information.
HUD does not call individuals to offer grants — contact your local HUD office directly at hud.gov for legitimate programs.
Low-income households
U.S.
Fake job offer advance payment scam
A victim receives what looks like a legitimate remote job offer and is asked to pay upfront for equipment, training, or background checks.
Verify the recruiter and company domain independently.
Job seekers
Global
SIM swap account takeover scam
A criminal takes over a target's phone number through carrier manipulation and then resets passwords, intercepts OTPs, and drains financial or social accounts.
Set a carrier account PIN.
Professionals
U.S.
Tax refund verification phishing scam
A fake refund or filing problem message pressures the victim to verify tax identity through a counterfeit government portal.
Go directly to the tax authority website instead of using message links.
Tax filers
U.S.