$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
An unsolicited invoice for SEO or website listing services is sent to businesses that never ordered them, hoping the accounts payable team will pay without questioning it.
“invoice scam”
↑ 2%Key indicators
Estimated impact
$960
median reported loss
Scam breakdown
Scammers send invoices to businesses that look like they are for existing SEO services or Google listing fees.
The invoice is designed to blend in with legitimate vendor bills, hoping it will be paid automatically by bookkeeping staff.
If questioned, the scammer may cite a phone call or email that never took place as the purchase agreement.
What to do first
Verify every invoice against purchase orders and approved vendor lists before authorizing payment.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
James, 45, a small business owners, encountered what appeared to be a legitimate fake invoice scams situation while using Email. Scammers send invoices to businesses that look like they are for existing SEO services or Google listing fees.
Step 2
What happened next was calculated: The invoice is designed to blend in with legitimate vendor bills, hoping it will be paid automatically by bookkeeping staff.
Step 3
The pressure escalated quickly: If questioned, the scammer may cite a phone call or email that never took place as the purchase agreement.
The outcome
James realized something was wrong when the invoice is for seo services or search engine submissions that were never ordered. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Verify every invoice against purchase orders and approved vendor lists before authorizing payment. James's experience shows why the invoice is for seo services or search engine submissions that were never ordered and the amount is just low enough to avoid scrutiny — typically 100 to 500 usd are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The BBB lists fake invoice scams as one of the top scams targeting small businesses, with SEO and directory listing invoices being among the most common types reported.
BBB Scam Tracker 2025
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Small business owners, Accounts payable teams, Startups
Geographic concentration
United States, Canada, United Kingdom, Australia
Primary channel
Email — Fake invoice scams
Why this group is vulnerable
Small business owners are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The ongoing nature of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Scammers send invoices to businesses that look like they are for existing SEO services or Google listing fees. The invoice is designed to blend in with legitimate vendor bills, hoping it will be paid automatically by bookkeeping staff. If questioned, the scammer may cite a phone call or email that never took place as the purchase agreement.
The invoice is for SEO services or search engine submissions that were never ordered The amount is just low enough to avoid scrutiny — typically 100 to 500 USD The invoice threatens removal from search engines if not paid
Verify every invoice against purchase orders and approved vendor lists before authorizing payment. Educate accounts payable staff about common invoice scams and implement a verification process for new vendors. Report unsolicited invoices to the BBB Scam Tracker and your state attorney general.
This scam primarily targets Small business owners, Accounts payable teams, Startups. It is most commonly reported in United States, Canada, United Kingdom, Australia and typically appears on Email.
SEO services invoice scam is currently on our watch list. It has been reported across US, CA, UK, AU. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.
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