$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Scammers claim they can artificially inflate a home's Zestimate value on Zillow for a fee, which is impossible since Zestimates are algorithmically generated and cannot be manually altered.
“real estate scam”
↑ 282%Key indicators
Estimated impact
$56K
median reported loss
Scam breakdown
Scammers contact homeowners claiming they can boost their Zillow Zestimate to increase resale value.
They charge a fee for this impossible service — Zestimates are generated by Zillow's automated valuation model using public data.
The homeowner pays for nothing, and the Zestimate remains unchanged.
What to do first
Understand that Zestimates are algorithmically generated and cannot be manually inflated by third parties.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Michael, 42, a homeowners, encountered what appeared to be a legitimate real estate wire fraud situation while using Zillow. Scammers contact homeowners claiming they can boost their Zillow Zestimate to increase resale value.
Step 2
What happened next was calculated: They charge a fee for this impossible service — Zestimates are generated by Zillow's automated valuation model using public data.
Step 3
The pressure escalated quickly: The homeowner pays for nothing, and the Zestimate remains unchanged.
The outcome
Michael realized something was wrong when someone offers to increase your zestimate for a fee. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Understand that Zestimates are algorithmically generated and cannot be manually inflated by third parties. Michael's experience shows why someone offers to increase your zestimate for a fee and claims to have insider access to zillow's algorithm are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
Zillow's own documentation states that Zestimates are automated estimates based on public data and algorithms, not manually adjustable by external parties.
OpenScam research
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Homeowners, Home sellers, Adults
Geographic concentration
United States
Primary channel
Zillow — Real estate wire fraud
Why this group is vulnerable
Homeowners are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The growing number of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Scammers contact homeowners claiming they can boost their Zillow Zestimate to increase resale value. They charge a fee for this impossible service — Zestimates are generated by Zillow's automated valuation model using public data. The homeowner pays for nothing, and the Zestimate remains unchanged.
Someone offers to increase your Zestimate for a fee Claims to have insider access to Zillow's algorithm Requests payment upfront before any changes are made
Understand that Zestimates are algorithmically generated and cannot be manually inflated by third parties. Homeowners can update their own home facts on Zillow for free, which may influence the Zestimate. Report anyone offering paid Zestimate manipulation services to Zillow and the FTC.
This scam primarily targets Homeowners, Home sellers, Adults. It is most commonly reported in United States and typically appears on Zillow.
Zillow Zestimate manipulation scam is currently on the rise with growing reports. It has been reported across US. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.