$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Scammers exploit natural disasters by creating fake fundraisers for supposedly missing persons, using stolen photos and fabricated stories to collect donations from concerned members of the public.
“disaster scam”
↑ 500%Key indicators
Estimated impact
$960
median reported loss
Scam breakdown
During or after a disaster, scammers create social media posts about fictitious missing persons, using stolen photos and emotional stories to drive engagement and shares.
Attached to the missing person plea is a fundraiser link for the family's expenses, medical bills, or search costs.
The posts go viral due to the emotional nature of the disaster, and the scammer collects thousands in donations before the fraud is discovered.
What to do first
Share missing person reports only from verified sources such as local police departments, the National Center for Missing and Exploited Children, or official emergency management agencies.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Emily, 35, a social media users, encountered what appeared to be a legitimate natural disaster scams situation while using Social media. During or after a disaster, scammers create social media posts about fictitious missing persons, using stolen photos and emotional stories to drive engagement and shares.
Step 2
What happened next was calculated: Attached to the missing person plea is a fundraiser link for the family's expenses, medical bills, or search costs.
Step 3
The pressure escalated quickly: The posts go viral due to the emotional nature of the disaster, and the scammer collects thousands in donations before the fraud is discovered.
The outcome
Emily realized something was wrong when missing person post shares a fundraiser link rather than directing people to official search and rescue agencies. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Share missing person reports only from verified sources such as local police departments, the National Center for Missing and Exploited Children, or official emergency management agencies. Emily's experience shows why missing person post shares a fundraiser link rather than directing people to official search and rescue agencies and photos of the missing person are stock images or are found elsewhere online through reverse image search are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The National Center for Missing and Exploited Children warned that fake missing person posts surge 300% on social media during major disaster events, with many linked to fraudulent fundraising campaigns.
NCMEC 2024 Annual Report
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Social media users, Donors, Community members
Geographic concentration
United States, Canada, Australia
Primary channel
Social media — Natural disaster scams
Why this group is vulnerable
Social media users are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The rapid increase in reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
During or after a disaster, scammers create social media posts about fictitious missing persons, using stolen photos and emotional stories to drive engagement and shares. Attached to the missing person plea is a fundraiser link for the family's expenses, medical bills, or search costs. The posts go viral due to the emotional nature of the disaster, and the scammer collects thousands in donations before the fraud is discovered.
Missing person post shares a fundraiser link rather than directing people to official search and rescue agencies Photos of the missing person are stock images or are found elsewhere online through reverse image search The campaign organizer has no verifiable connection to the missing person or the disaster area
Share missing person reports only from verified sources such as local police departments, the National Center for Missing and Exploited Children, or official emergency management agencies. Donate to disaster relief through established organizations rather than individual social media fundraisers. Report suspicious missing person fundraisers to the social media platform and local law enforcement.
This scam primarily targets Social media users, Donors, Community members. It is most commonly reported in United States, Canada, Australia and typically appears on Social media.
missing person donation scam is currently surging — reports are increasing rapidly. It has been reported across US, CA, AU. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.