$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Scammers impersonate utility companies after disasters, calling or texting residents to demand payment for expedited power, water, or gas restoration that would otherwise happen through normal recovery operations.
“disaster scam”
↑ 500%Key indicators
Estimated impact
$960
median reported loss
Scam breakdown
Scammers call or text residents in disaster areas impersonating their electric, water, or gas utility, claiming they can expedite service restoration for a fee.
They create urgency by warning that without payment, restoration could take weeks longer, and demand payment through untraceable methods.
Victims pay 100-500 dollars, but restoration happens according to the utility's normal schedule, and the scammer is long gone.
What to do first
Utility companies never charge fees to prioritize restoration — call your utility directly using the number on your bill to verify any communication.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Priya, 42, a homeowners, encountered what appeared to be a legitimate natural disaster scams situation while using Phone. Scammers call or text residents in disaster areas impersonating their electric, water, or gas utility, claiming they can expedite service restoration for a fee.
Step 2
What happened next was calculated: They create urgency by warning that without payment, restoration could take weeks longer, and demand payment through untraceable methods.
Step 3
The pressure escalated quickly: Victims pay 100-500 dollars, but restoration happens according to the utility's normal schedule, and the scammer is long gone.
The outcome
Priya realized something was wrong when caller demands payment to move you to the front of the utility restoration queue. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Utility companies never charge fees to prioritize restoration — call your utility directly using the number on your bill to verify any communication. Priya's experience shows why caller demands payment to move you to the front of the utility restoration queue and payment must be made by gift card, prepaid debit card, or wire transfer are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The Edison Electric Institute reported that utility impersonation scams increase 5x in the weeks following major disaster events, with losses totaling over 12 million dollars in 2024.
Edison Electric Institute 2024 Consumer Protection Report
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Homeowners, Disaster victims, Seniors
Geographic concentration
United States
Primary channel
Phone — Natural disaster scams
Why this group is vulnerable
Homeowners are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The rapid increase in reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Scammers call or text residents in disaster areas impersonating their electric, water, or gas utility, claiming they can expedite service restoration for a fee. They create urgency by warning that without payment, restoration could take weeks longer, and demand payment through untraceable methods. Victims pay 100-500 dollars, but restoration happens according to the utility's normal schedule, and the scammer is long gone.
Caller demands payment to move you to the front of the utility restoration queue Payment must be made by gift card, prepaid debit card, or wire transfer Caller ID shows the utility company name but the callback number is different
Utility companies never charge fees to prioritize restoration — call your utility directly using the number on your bill to verify any communication. Check your utility's official outage map and restoration timeline online or through their official app. Report utility impersonation to your utility company, state public utility commission, and the FTC.
This scam primarily targets Homeowners, Disaster victims, Seniors. It is most commonly reported in United States and typically appears on Phone.
fake utility restoration scam is currently surging — reports are increasing rapidly. It has been reported across US. Last updated 2026-04-04.
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Call the school or student directly using a known number before taking any action.
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End the call and contact the court through its public website or number.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.