$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Scammers post listings for puppies or kittens on Craigslist, collect a deposit for the animal, and then disappear without delivering the pet.
“online shopping scam”
↑ 184%Key indicators
Estimated impact
$80
median reported loss
Scam breakdown
Scammers post photos of adorable puppies or kittens stolen from legitimate breeders or stock photo sites.
Interested buyers are asked to send a deposit to reserve the pet, with additional fees added for shipping, vaccinations, or pet insurance.
After payment, the scammer stops responding — there was never a real pet available.
What to do first
Always meet the pet and the seller in person before paying anything.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Andrew, 35, a pet buyers, encountered what appeared to be a legitimate online shopping scams situation while using Craigslist. Scammers post photos of adorable puppies or kittens stolen from legitimate breeders or stock photo sites.
Step 2
What happened next was calculated: Interested buyers are asked to send a deposit to reserve the pet, with additional fees added for shipping, vaccinations, or pet insurance.
Step 3
The pressure escalated quickly: After payment, the scammer stops responding — there was never a real pet available.
The outcome
Andrew realized something was wrong when purebred pets offered at prices well below what breeders typically charge. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Always meet the pet and the seller in person before paying anything. Andrew's experience shows why purebred pets offered at prices well below what breeders typically charge and seller requests a deposit via wire transfer, zelle, or gift cards to 'hold' the pet are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The BBB identified pet scams as one of the most effective online fraud types, with pet purchase scams reported consistently among the top categories on the BBB Scam Tracker.
BBB Scam Tracker 2025
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Pet buyers, Families, Adults
Geographic concentration
United States, Canada
Primary channel
Craigslist — Online shopping scams
Why this group is vulnerable
Pet buyers are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The rapid increase in reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Scammers post photos of adorable puppies or kittens stolen from legitimate breeders or stock photo sites. Interested buyers are asked to send a deposit to reserve the pet, with additional fees added for shipping, vaccinations, or pet insurance. After payment, the scammer stops responding — there was never a real pet available.
Purebred pets offered at prices well below what breeders typically charge Seller requests a deposit via wire transfer, Zelle, or gift cards to 'hold' the pet Seller claims the pet needs to be shipped from another state or country
Always meet the pet and the seller in person before paying anything. Reverse-search the pet photos on Google Images to check if they appear elsewhere online. Adopt from local shelters or verified breeders — report pet scams to the FTC and BBB.
This scam primarily targets Pet buyers, Families, Adults. It is most commonly reported in United States, Canada and typically appears on Craigslist.
Craigslist pet sale deposit scam is currently surging — reports are increasing rapidly. It has been reported across US, CA. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.
Relevant collections