$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
A robocall congratulates you on winning a free vacation or cruise and asks you to pay taxes, fees, or a deposit to claim it — the vacation either does not exist or comes with extreme restrictions.
“robocall”
↑ 126%Key indicators
Estimated impact
$640
median reported loss
Scam breakdown
A robocall announces you have won a free cruise or vacation package and connects you to a live agent.
The agent asks for a credit card to cover 'taxes and fees' — often several hundred dollars.
The vacation either does not exist, or the fine print includes blackout dates and restrictions that make it unusable.
What to do first
Hang up — legitimate vacations are not awarded through unsolicited phone calls.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Rachel, 35, a consumers, encountered what appeared to be a legitimate robocall scams situation while using Phone. A robocall announces you have won a free cruise or vacation package and connects you to a live agent.
Step 2
What happened next was calculated: The agent asks for a credit card to cover 'taxes and fees' — often several hundred dollars.
Step 3
The pressure escalated quickly: The vacation either does not exist, or the fine print includes blackout dates and restrictions that make it unusable.
The outcome
Rachel realized something was wrong when you have 'won' a vacation you never entered a contest for. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Hang up — legitimate vacations are not awarded through unsolicited phone calls. Rachel's experience shows why you have 'won' a vacation you never entered a contest for and you must pay upfront fees, taxes, or a deposit to claim the free trip are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The FTC warns that free vacation and cruise offers requiring upfront payment are consistently among the top reported phone scams.
FTC Consumer Sentinel 2025
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Consumers, Phone users
Geographic concentration
United States, Canada
Primary channel
Phone — Robocall scams
Why this group is vulnerable
Consumers are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The growing number of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
A robocall announces you have won a free cruise or vacation package and connects you to a live agent. The agent asks for a credit card to cover 'taxes and fees' — often several hundred dollars. The vacation either does not exist, or the fine print includes blackout dates and restrictions that make it unusable.
You have 'won' a vacation you never entered a contest for You must pay upfront fees, taxes, or a deposit to claim the free trip High-pressure demand to decide immediately or lose the offer
Hang up — legitimate vacations are not awarded through unsolicited phone calls. Never pay upfront fees to claim a prize or vacation you did not enter. Report the call to the FTC and your state attorney general.
This scam primarily targets Consumers, Phone users. It is most commonly reported in United States, Canada and typically appears on Phone.
vacation package robocall scam is currently on the rise with growing reports. It has been reported across US, CA. Last updated 2026-04-04.
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Hang up and call the family member back directly using a known number.
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A caller with a child's cloned voice says there has been a school injury and demands immediate payment before the parent verifies the story.
Call the school or student directly using a known number before taking any action.
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A caller pretending to be a lawyer uses cloned voices and legal jargon to say you missed a court date and need to pay immediately to avoid arrest.
End the call and contact the court through its public website or number.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.