$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Children's mobile games use deceptive design patterns to trick children into making repeated in-app purchases, sometimes accumulating hundreds or thousands of dollars on parents' payment accounts.
“grandparent scam”
↑ 85%Key indicators
Estimated impact
$640
median reported loss
Scam breakdown
Developers create engaging children's games that are free to download but designed with dark patterns that make in-app purchases necessary to continue playing.
Purchase buttons are made large, colorful, and positioned where children naturally tap, with no confirmation step or password required.
Children make dozens of purchases during play sessions, and parents discover charges of hundreds or thousands of dollars on their linked payment methods.
What to do first
Enable purchase authentication in your device settings so every in-app purchase requires a password or biometric confirmation.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Priya, 38, a parents, encountered what appeared to be a legitimate parent and family scams situation while using App. Developers create engaging children's games that are free to download but designed with dark patterns that make in-app purchases necessary to continue playing.
Step 2
What happened next was calculated: Purchase buttons are made large, colorful, and positioned where children naturally tap, with no confirmation step or password required.
Step 3
The pressure escalated quickly: Children make dozens of purchases during play sessions, and parents discover charges of hundreds or thousands of dollars on their linked payment methods.
The outcome
Priya realized something was wrong when game is free to download but progress becomes impossible without purchasing virtual currency. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Enable purchase authentication in your device settings so every in-app purchase requires a password or biometric confirmation. Priya's experience shows why game is free to download but progress becomes impossible without purchasing virtual currency and purchase prompts appear constantly during gameplay with large colorful buttons that children tap instinctively are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The FTC's enforcement actions against app developers have recovered over 245 million USD for families charged for unauthorized in-app purchases by children since 2014.
FTC COPPA Enforcement Actions 2024
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Parents, Families, Children
Geographic concentration
United States, United Kingdom, Canada, Australia
Primary channel
App — Parent and family scams
Why this group is vulnerable
Parents are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The growing number of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Developers create engaging children's games that are free to download but designed with dark patterns that make in-app purchases necessary to continue playing. Purchase buttons are made large, colorful, and positioned where children naturally tap, with no confirmation step or password required. Children make dozens of purchases during play sessions, and parents discover charges of hundreds or thousands of dollars on their linked payment methods.
Game is free to download but progress becomes impossible without purchasing virtual currency Purchase prompts appear constantly during gameplay with large colorful buttons that children tap instinctively No purchase confirmation or password is required before charges go through
Enable purchase authentication in your device settings so every in-app purchase requires a password or biometric confirmation. Use parental controls to disable in-app purchases entirely or set spending limits on your child's device. Request refunds for unauthorized purchases through Apple or Google within their refund windows, and report deceptive apps to the FTC.
This scam primarily targets Parents, Families, Children. It is most commonly reported in United States, United Kingdom, Canada, Australia and typically appears on App.
kids game in-app purchase trap is currently on the rise with growing reports. It has been reported across US, UK, CA, AU. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.
Relevant collections