$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
A caller claiming to be a lawyer says your grandchild has been arrested and needs an immediate retainer fee to avoid jail time.
“grandparent scam”
↑ 85%Key indicators
Estimated impact
$7.2K
median reported loss
Scam breakdown
The scammer calls posing as an attorney, sometimes after an initial call from someone pretending to be the grandchild.
They describe a legal emergency — DUI, assault charge, restraining order violation — requiring an immediate cash retainer.
The fake attorney instructs the victim to withdraw cash and hand it to a courier or convert it to gift cards, insisting on secrecy.
What to do first
Ask for the attorney's full name, bar number, and firm — then verify independently through your state bar's lawyer search.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Rachel, 38, a grandparents, encountered what appeared to be a legitimate grandparent scams situation while using Phone. The scammer calls posing as an attorney, sometimes after an initial call from someone pretending to be the grandchild.
Step 2
What happened next was calculated: They describe a legal emergency — DUI, assault charge, restraining order violation — requiring an immediate cash retainer.
Step 3
The pressure escalated quickly: The fake attorney instructs the victim to withdraw cash and hand it to a courier or convert it to gift cards, insisting on secrecy.
The outcome
Rachel realized something was wrong when a supposed lawyer calls unprompted about a grandchild's legal emergency. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Ask for the attorney's full name, bar number, and firm — then verify independently through your state bar's lawyer search. Rachel's experience shows why a supposed lawyer calls unprompted about a grandchild's legal emergency and the retainer fee must be paid in cash, gift cards, or wire transfer — not by check to a law firm are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
Law enforcement agencies across North America have reported a surge in fake attorney calls as part of grandparent scam operations.
BBB Scam Tracker 2025
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Grandparents, Older adults, Seniors
Geographic concentration
United States, Canada
Primary channel
Phone — Grandparent scams
Why this group is vulnerable
Grandparents are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The growing number of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
The scammer calls posing as an attorney, sometimes after an initial call from someone pretending to be the grandchild. They describe a legal emergency — DUI, assault charge, restraining order violation — requiring an immediate cash retainer. The fake attorney instructs the victim to withdraw cash and hand it to a courier or convert it to gift cards, insisting on secrecy.
A supposed lawyer calls unprompted about a grandchild's legal emergency The retainer fee must be paid in cash, gift cards, or wire transfer — not by check to a law firm The attorney refuses to give their bar number or firm address for verification
Ask for the attorney's full name, bar number, and firm — then verify independently through your state bar's lawyer search. Contact your grandchild directly before sending any money. Real attorneys accept payment by check or credit card to their firm — never gift cards or cash via courier.
This scam primarily targets Grandparents, Older adults, Seniors. It is most commonly reported in United States, Canada and typically appears on Phone.
grandchild needs a lawyer scam is currently on the rise with growing reports. It has been reported across US, CA. Last updated 2026-04-04.
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A caller sounds exactly like a family member in distress and pressures the victim to send money immediately before verifying the story.
Hang up and call the family member back directly using a known number.
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Do not tap the link from the text.
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Review insurance explanations of benefits regularly.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.