$12.5B
FTC-reported fraud losses in 2024
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Scammers call parents impersonating their child's pediatrician's office, claiming overdue payments or insurance issues and collecting payment or insurance information over the phone.
“grandparent scam”
↑ 85%Key indicators
Estimated impact
$960
median reported loss
Scam breakdown
Scammers obtain family information from data breaches or social media and call parents claiming to be from their child's pediatrician's office.
They state there is an overdue balance, an insurance verification issue, or a copay that needs to be settled immediately to keep the appointment.
Parents provide credit card numbers or insurance information, which the scammer uses for financial fraud or to file false insurance claims.
What to do first
Hang up and call your pediatrician's office directly using the number from their website or your contacts to verify any billing issues.
Related terms
Real-world example
Based on reported patterns. Names and details are illustrative.
The setup
Olga, 38, a parents, encountered what appeared to be a legitimate parent and family scams situation while using Phone. Scammers obtain family information from data breaches or social media and call parents claiming to be from their child's pediatrician's office.
Step 2
What happened next was calculated: They state there is an overdue balance, an insurance verification issue, or a copay that needs to be settled immediately to keep the appointment.
Step 3
The pressure escalated quickly: Parents provide credit card numbers or insurance information, which the scammer uses for financial fraud or to file false insurance claims.
The outcome
Olga realized something was wrong when call comes from an unfamiliar number claiming to be your child's doctor's office with an urgent billing matter. By that point, significant damage had already been done — money sent, personal information shared, or trust exploited.
The lesson
Hang up and call your pediatrician's office directly using the number from their website or your contacts to verify any billing issues. Olga's experience shows why call comes from an unfamiliar number claiming to be your child's doctor's office with an urgent billing matter and caller requests your insurance id, social security number, or credit card number over the phone are the clearest early warning signs.
How to identify it
What to do now
What to save before reporting
How big is this problem
These numbers come from government agencies and official reports. If you have been affected, know that this is a widespread problem — not something that only happens to careless people.
$12.5B
FTC says consumers reported losing $12.5 billion to fraud in 2024.
Imposters
FTC says imposter scams remained the most commonly reported fraud category in 2024.
History and evolution
Recovery and follow-up
Why this pattern keeps working
Even when the story changes, most scams still use the same pressure pattern: urgency, authority, and a request to move money or data fast.
The HHS Office for Civil Rights reported that healthcare-related phone scams targeting families increased 60% between 2022 and 2024.
HHS Office for Civil Rights Breach Report 2024
Where to report it
If you have been targeted by this scam, reporting it helps authorities track the pattern and protect others. United States has dedicated agencies that handle fraud reports.
ReportFraud.gov
Federal Trade Commission
Central U.S. consumer fraud reporting portal.
File an IC3 complaint
FBI Internet Crime Complaint Center
FBI portal for internet-enabled crime reports.
Start identity theft recovery
IdentityTheft.gov
Official U.S. identity theft recovery plan builder.
Explore further
Who is most at risk
Primary targets
Parents, Families
Geographic concentration
United States
Primary channel
Phone — Parent and family scams
Why this group is vulnerable
Parents are particularly vulnerable because this scam exploits trust in familiar brands, authority figures, and time-sensitive decisions. The growing number of reports suggests that awareness among this demographic remains low.
Sources and methodology
OpenScam tracks scam patterns using a combination of government consumer protection databases (FTC, IC3, Action Fraud), platform-specific fraud reports, and verified consumer complaint data. Each entry is cross-referenced against at least two independent sources before publication.
Severity ratings are based on financial impact potential, reversibility of damage, and volume of reports across multiple reporting channels. Trend velocity reflects the rate of change in report volume over the most recent 90-day window.
This page was last verified on 2026-04-04. Red flags, recovery steps, and reporting resources are reviewed quarterly against current agency guidance.
Evidence and indicators
Source notes
Frequently asked questions
Scammers obtain family information from data breaches or social media and call parents claiming to be from their child's pediatrician's office. They state there is an overdue balance, an insurance verification issue, or a copay that needs to be settled immediately to keep the appointment. Parents provide credit card numbers or insurance information, which the scammer uses for financial fraud or to file false insurance claims.
Call comes from an unfamiliar number claiming to be your child's doctor's office with an urgent billing matter Caller requests your insurance ID, Social Security number, or credit card number over the phone Caller cannot provide specific details about your child's last visit or their doctor's name without prompting
Hang up and call your pediatrician's office directly using the number from their website or your contacts to verify any billing issues. Legitimate medical offices send billing through mail or their patient portal, not through unsolicited phone calls demanding immediate payment. Report the scam to your insurance provider and the FTC.
This scam primarily targets Parents, Families. It is most commonly reported in United States and typically appears on Phone.
fake pediatrician office call scam is currently on the rise with growing reports. It has been reported across US. Last updated 2026-04-04.
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Help someone avoid this scam.
Scammers succeed because people do not talk about it. If you or someone you know has been affected, there is no shame in it — it happens to millions of people every year. Share this page with friends and family so they know what to look for.
Relevant collections