Scam category

Senior-targeted scams

Senior-targeted scams are specifically designed to exploit the trust, isolation, and unfamiliarity with technology that some older adults experience. Criminals impersonate Medicare representatives, announce fake sweepstakes winnings, pose as grandchildren in distress, and run tech support schemes. These scams cause billions in losses annually and often go unreported due to embarrassment.

10 scams trackedAll categories

Category activity

“grandparent scam”

↑ 85%

Watch for

  • A caller claims you have won a prize but need to pay taxes or fees before it can be delivered.
  • Someone posing as a government health agency asks for your Medicare number over the phone.
  • A family member you cannot verify calls in distress asking you to wire money and keep it secret.

Common searches

medicare scam targeting seniorssweepstakes scam elderlygrandparent scam phone calltech support scam older adults

OpenScam News Feed

Senior-targeted scams
↑ 42%

medicare supplement telemarketing scam

Callers impersonate Medicare representatives and pressure seniors into purchasing unnecessary or nonexistent supplemental insurance plans, collecting personal health information and payment details.

What to do first

Hang up immediately — Medicare will never call you unsolicited to sell supplemental plans.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

funeral insurance scam targeting seniors

Scammers sell fake or grossly overpriced funeral insurance policies to seniors by exploiting fears about burdening their families with burial costs.

What to do first

Verify any insurance company's license with your state's Department of Insurance before paying anything.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

reverse mortgage pitch scam

Fraudulent advisors pressure seniors into taking out reverse mortgages with hidden fees and unfavorable terms, sometimes redirecting loan proceeds to themselves.

What to do first

Only work with FHA-approved reverse mortgage lenders and always attend HUD-required counseling before signing.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

computer repair door-to-door scam

Individuals go door to door offering computer repair or virus removal services to seniors, then install malware, steal data, or charge exorbitant fees for unnecessary work.

What to do first

Never allow unsolicited visitors access to your computer — legitimate tech companies do not make door-to-door service calls.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

sweepstakes phone call scam targeting seniors

Callers tell seniors they have won a sweepstakes or lottery and must pay taxes or fees upfront to claim the prize, which does not exist.

What to do first

Remember that legitimate sweepstakes never require upfront payment — it is illegal under US and Canadian law.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

fake grandchild social media message scam

Scammers hack or impersonate a grandchild's social media account and message grandparents with an urgent request for money, claiming an emergency.

What to do first

Always verify by calling your grandchild directly on their known phone number before sending any money.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

romance scam on senior dating site

Scammers create fake profiles on dating sites popular with seniors, build emotional relationships over weeks or months, then request money for fabricated emergencies.

What to do first

Never send money to someone you have only met online, regardless of how strong the connection feels.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

home security pushy sales scam targeting seniors

Aggressive door-to-door salespeople pressure seniors into signing long-term home security contracts with hidden fees, equipment charges, and difficult cancellation terms.

What to do first

Never sign a contract at the door — take the materials, read everything, and consult family or a lawyer first.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

fake pharmacy discount card scam

Scammers offer seniors free or low-cost pharmacy discount cards that either do not work, charge hidden membership fees, or are used to harvest personal health and financial information.

What to do first

Use only verified discount programs like Medicare Extra Help or GoodRx, and verify any card with your pharmacist before providing personal information.

Targets

Seniors

Seen in

U.S.

Senior-targeted scams
↑ 42%

retirement account advisor impersonation scam

Scammers impersonate financial advisors or representatives from brokerage firms and convince seniors to transfer retirement savings into fraudulent investment accounts.

What to do first

Never transfer retirement funds based on an unsolicited call — hang up and call your brokerage directly using the number on your account statement.

Targets

Seniors

Seen in

U.S.

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