Scam category

Medicare and health scams

Medicare and health scams target seniors and the uninsured during open enrollment periods. Scammers pose as Medicare representatives, offer free genetic testing kits, or promise lower premiums in exchange for your Medicare number. Once they have it, they bill for services never rendered or sell your identity on the black market.

10 scams trackedAll categories

Category activity

“Medicare scam”

↑ 71%

Watch for

  • An unsolicited caller asks for your Medicare number to issue a new card or verify your identity.
  • You are offered free medical equipment or genetic testing in exchange for your insurance details.
  • The caller pressures you to enroll immediately or lose coverage, outside the official enrollment window.

Common searches

fake medicare card scamhealth insurance enrollment scammedicare phone scammedical identity theft

OpenScam News Feed

Medicare and health scams
↑ 15%

Medicare card replacement scam

Scammers call Medicare beneficiaries claiming they need a new Medicare card and requesting their Medicare number, Social Security number, or bank details to process the replacement.

What to do first

Know that Medicare will never call you unsolicited to ask for your Medicare number or personal information

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

Medicare open enrollment impersonator scam

During Medicare open enrollment periods, scammers pose as insurance agents or Medicare representatives to switch beneficiaries to plans that pay the scammer higher commissions but offer worse coverage.

What to do first

Compare plans yourself using the Medicare Plan Finder at Medicare.gov or call 1-800-MEDICARE for free help

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

genetic testing kit Medicare scam

Scammers offer free genetic or cancer screening tests at events, by phone, or door-to-door, then bill Medicare for expensive tests the beneficiary did not need or consent to.

What to do first

Never provide your Medicare number to someone offering unsolicited genetic testing

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

durable medical equipment Medicare scam

Scammers contact Medicare beneficiaries offering free back braces, knee braces, or wheelchairs, then bill Medicare for expensive equipment the patient does not need.

What to do first

Only obtain durable medical equipment through a prescription from your treating physician

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

prescription discount card scam

Scammers market fake prescription discount cards that charge fees, collect personal health data, and provide no real savings at the pharmacy counter.

What to do first

Use legitimate free prescription comparison tools like Medicare.gov Plan Finder or GoodRx

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

Medicare Advantage unauthorized switch scam

Scammers enroll Medicare beneficiaries into Medicare Advantage plans without their knowledge or consent by using personal information obtained through deceptive calls.

What to do first

Review your Medicare Summary Notices regularly and report any unfamiliar plan enrollments immediately

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

fake nurse home visit scam

Scammers posing as home health nurses show up at seniors' homes claiming Medicare sent them, then steal personal information, medications, or valuables.

What to do first

Never let anyone into your home for a medical visit unless your doctor arranged it and you received advance notice

Targets

Seniors

Seen in

U.S.

Medicare and health scams
↑ 15%

health insurance marketplace phishing scam

Phishing emails and fake websites impersonate Healthcare.gov or state marketplace sites to steal personal information and financial data during enrollment periods.

What to do first

Always navigate directly to Healthcare.gov or your state marketplace — never click enrollment links in emails

Targets

Patients

Seen in

U.S.

Medicare and health scams
↑ 15%

Medicaid eligibility check scam

Scammers contact people claiming to verify Medicaid eligibility, collect personal and financial data, and use it to commit identity theft or file fraudulent Medicaid claims.

What to do first

Contact your state Medicaid office directly using the number on your Medicaid card or Medicaid.gov to verify eligibility

Targets

Patients

Seen in

U.S.

Medicare and health scams
↑ 15%

telehealth prescription scam

Fraudulent telehealth operations prescribe unnecessary medications or treatments after sham consultations, then bill insurance for inflated costs or sell patient data.

What to do first

Use only telehealth services affiliated with licensed healthcare systems or recommended by your physician

Targets

Patients

Seen in

U.S.

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