Scam category

Fake government grant scams

Fake government grant scams promise free money from the government in exchange for a small processing or application fee. Scammers impersonate agencies like the FTC, SBA, or HHS and contact victims by phone, email, or social media. No legitimate government grant requires an upfront fee, and the government does not call people to offer unsolicited grant money. Victims lose their fees and expose their bank account information.

10 scams trackedAll categories

Category activity

“government grant scam”

↓ 41%

Watch for

  • You are asked to pay a processing, application, or tax fee to receive a government grant.
  • The caller or email claims you have been selected for a grant you never applied for.
  • You must provide your bank account number so the grant can be deposited directly.

Common searches

fake government grant scamgrant application fee fraudfree government money scamgovernment grant phone call
Fake government grant scams
↑ 48%

free money from government scam

Scammers claim the government is giving away free grants to individuals, requiring only a small processing fee — no such program exists, and the fee is the scam.

What to do first

The government does not contact people to offer free money — any such contact is a scam.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

small business grant application fee scam

A fake organization offers small business grants but requires an application fee, using professional websites and fake testimonials to appear legitimate.

What to do first

Legitimate government grants are listed on grants.gov and never require application fees.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

pandemic relief grant scam

Scammers exploit public awareness of pandemic relief programs by offering fake COVID-19 recovery grants, collecting personal information and fees from applicants.

What to do first

Verify any relief program through official government websites — usa.gov, sba.gov, or your country's equivalent.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

HUD housing grant scam

Scammers impersonate HUD or local housing authorities, offering grants for home purchases or repairs in exchange for upfront fees or personal information.

What to do first

HUD does not call individuals to offer grants — contact your local HUD office directly at hud.gov for legitimate programs.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

minority business grant scam

Scammers target minority business owners with fake grants designed specifically for underrepresented entrepreneurs, collecting fees and personal data.

What to do first

Research any grant opportunity through the Minority Business Development Agency (MBDA) at mbda.gov.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

research grant impersonation scam

Scammers impersonate research funding agencies like the NSF or NIH, sending fake award notifications that require fees or personal information to claim.

What to do first

Verify any grant notification directly through the funding agency's official website and your institution's grants office.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

FEMA grant advance fee scam

After a natural disaster, scammers pose as FEMA representatives offering disaster relief grants that require an upfront fee to process.

What to do first

FEMA never charges application fees for disaster assistance — apply directly at disasterassistance.gov or call 1-800-621-FEMA.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

state grant phishing scam

Phishing emails impersonate state government agencies, directing recipients to fake portals that harvest credentials and personal information under the guise of a grant application.

What to do first

Access state grant programs only through official .gov websites — never through links in unsolicited emails.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

education grant scam

Scammers contact students or parents claiming they qualify for an education grant or scholarship that requires a fee to apply or a tax payment to receive.

What to do first

Search for legitimate scholarships through your school's financial aid office, the Department of Education, or studentaid.gov.

Targets

Low-income households

Seen in

U.S.

Fake government grant scams
↑ 48%

women-owned business grant scam

Fake grant programs claim to offer funding exclusively for women-owned businesses, collecting application fees and personal information from female entrepreneurs.

What to do first

Research women-owned business programs through the SBA's Office of Women's Business Ownership at sba.gov.

Targets

Low-income households

Seen in

U.S.

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